Department of Housing and Urban personal housing accumulation fund loan interest rates raised to 4.5%

 China Economic Net
Beijing on February 9 the Department of Housing and Urban hearing today (9) issued lending rates. For more than five years of personal housing accumulation fund loan interest rates 0.20 percentage points from 4.30% to 4.50% raised; five-year or less (including five years) personal housing accumulation fund loan interest rates by 0.25 percentage points, from 3.75% to 4.00%.

on the adjustment of housing provident fund deposit and lending rates notice

Jian Jin
[2011] No. 15

provinces, autonomous regions, the Office of Housing and Urban-Rural Development, municipalities and Xinjiang Production and Construction Corps housing provident fund management committee, the housing provident fund management center:

under the

one, from February 9, 2011, the increase of individual housing provident fund deposit rates. Imputation of the individual housing provident fund year deposit rate by 0.04 percentage points, from 0.36% to 0.40%; last year carried over individual housing provident fund deposit interest rates 0.35 percentage points, from 2.25% to 2.60%.

II, from February 9, 2011, the increased personal housing accumulation fund loan interest rates. For more than five years of personal housing accumulation fund loan interest rates 0.20 percentage points from 4.30% to 4.50% raised; five-year or less (including five years) personal housing accumulation fund loan interest rates by 0.25 percentage points, from 3.75% to 4.00%.

Third, from 9 February 2011, the use of housing provident fund loans to carry out construction of affordable housing pilot project of the city, lending rates by more than five years of personal housing accumulation fund loan interest rates go up 10% of the execution.

Please provinces, autonomous regions and the Office of Housing and Urban will immediately forward the notice related to the housing provident fund management committee, the implementation of the housing provident fund management center. Interest rate adjustment of the new situation and new problems to deal with and report to our department in a timely manner.

Republic of China Ministry of Housing and Urban

 February 9, 2011

Schedule: housing provident fund deposit and loan interest rate adjustments Unit: annual interest rate%

items Interest rates before the adjustment After adjusting the interest rate one year savings of individual housing provident fund deposit 0.36 0.4 the previous year carried forward 2.25 2.6 Second, the individual housing provident fund loans to five (with five) 3.75 More than 4 years 4.3 4.5 Third, the pilot project loans More than five years by individual housing provident fund loans interest rates go up 10% With the former