Fan out of the mortgage banking insider who personally unveiled the industry's rules of the game is just tip of the iceberg. Reporter-depth visits to find some competition in the mortgage banking business in the first half almost in the product
According to report statistics, since this year, the China Banking Regulatory Commission and the Shanghai Banking Regulatory Bureau in writing or oral reminder, etc., require banks to strengthen the two sets of mortgage loans, especially more than ten times less than the regulation, but One can imagine for the month in the heavy pressure, even if there Qizhe preferential interest rates, many low-income people still regard the life of the mortgage can not shirk. And some banks in the mortgage end of the gluttonous feast on some
enlightened readers, a look surprised. Yesterday saw They simply do anything they want do anything ah.
--- Wang
real estate agent has emboldened because they loan you can get behind the problem loans, there is certainly the financial system vulnerabilities, recommends a good look up the relevant departments.
- Mr. Chen
I recently just bought a house,UGGs, is my only set of house and mortgage to do it may be cruelly tired. If the loan you really like has been reported, so resourceful, I buy a house when they might find help.
--- Mr. Tong
Press survey found that the original 30-year mortgage, but they can enjoy the 3-year lending rate of 5.4% Qizhe discount, the
in accordance with the central bank provides more than 5-year benchmark lending rate of 5.94%, even 30% of the maximum fall is also 4.158 percent, while the provident fund interest rate is currently 3.87% also. Bank's explanation is that mortgage interest rates is 3.78% shorter 3-year lending rate of 5.4% Qizhe, but customers can have 30-year low for the month to repay. The client for the first time after the expiration of 3 years contract,UGG boots clearance, the bank can help customers to the sign continue to enjoy the 3.78% interest rate.
grant, which rely on the familiar banks of the
starting from August this year, two sets of mortgage banks to tighten the Number of commercial banks in Shanghai, head of personal finance in general said that the current President for this purely as a thin investors, mortgage applications for two sets and above classes will most likely be the benchmark interest rate to go up 10% of the .
Reporter subsequently discovered the fact that the
30% to 4.158%, and the current fund loan interest rates should also have .. 87%. According to Mr. Huang's explanation, the mortgage interest rate is 3.78% shorter 3-year lending rate of 5.4% Qizhe, but customers can have 30-year low for the month to repay. The client for the first time after the expiration of 3 years contract, the bank will help customers continue to enjoy the switch to check the interest rate 3.78%.
3.78% but the other did not release the mortgage-interest bank stakeholders questioned this is based on more than 5 years 5.94% interest rate implementation,UGG bailey button, but some banks have altered the idea of 3 years or 5 years at lower interest rates to perform.
and 3.78% interest rate since the introduction of real estate for investors after the popular favor,cheap UGG boots, as lower interest rates can reduce the repayment amount in disguise, a 3-year contract at the time fits the needs of real estate speculation. However, some banks give 3.78% interest rate to %, which although higher than the provident fund interest rate but still lower than the standard Qizhe mortgage interest rate 4.158%.
more money to enjoy the lower interest rates --- which became part of the bank's mortgage Loans to customers with limited financial means hundreds of thousands, to buy ordinary housing in the outer ring, can only enjoy the interest rate 4.158%; but wealthy investors to buy in the city center, but can benefit from lower interest rates 3.78%.
■ promoter ・ cover plate
developers dare to cover, can not do without lending with
less from the banking industry in May after the customary greeting, language. Reporter who happened to have the opportunity to learn a low-cost banking industry, after buying the whole process, not help exclaiming: The real estate agency who took the initiative to use the affordable housing,
He orders that real estate is located in Pudong, the source of deep plate, as early as the end of April this year, China announced it was the developer had get our hands on ultra-low prices.
puzzled to reporters, Mr. Sun to laugh it off: cover plate? financial chain are not afraid of breaking it?
Sun's
do not know the line, queue has repeatedly without success, to find child care in the cover plate hate when developers have not thought of banks may also participate in it?
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